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Julia Corkey and Vickie Schoenfeld is one of The Top Selling Real Estate Experts™
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Call or Email Team Elite Today!
630-418-1800 or
800-717-4107
Info@HomesByTeamElite.com
RE/MAX Professionals Select
2272 95th St Naperville, IL 60564
Click on the Logo below to find out why you should work with a
Certified Luxury Home Marketing Specialist!
  Welcome! Here You Can Find Great Information on Real Estate in the Chicago Land area! Specializing in Naperville, Plainfield and Lisle, Illinois Real Estate markets!  Selling a home? It doesn't matter whether it's a 'Buyer's Market' or a 'Seller's Market', there is always fierce competition among the houses on the market for those ever-so-few qualified buyers who are out looking. Sellers need aggressive, effective Marketing Experts to direct those buyers to their property in order to get their property SOLD at their price and terms. That's why Team Elite is the overwhelming choice for people who want to get moving in the Chicago Suburbs!
Looking to buy a home? How exciting! Buying a home should be a fun adventure but it can be confusing at times what with all of the options and decisions to be made. Our team of professionals provide the very best in real estate counsel and service with an intimate knowledge of the homes available or coming available, financing and all the other details necessary to get to 'moving day'. Our buyer clients benefit from our excellent negotiation skills that give them a decided advantage in the marketplace.
If you're just starting to do some initial research in the home-buying process or prefer initially to do your own research on available homes, we suggest that you click and log on to Search for your Dream Home. This site will allow you to automatically email yourself information on properties that meet your specific criteria. There's no cost or obligation for this service! Once registered, you may use this feature as often as you would like and the system will automatically email you information on homes meeting your needs as they hit the market. You'll never have to worry about missing your dream home or bother with the many confusing and incomplete real estate sites. When you want to see a property or need more information, all you have to do is 'click' where indicated on the emailed property information screen or call us directly at 630-418-1800 and we'll jump into action.
During both the selling and buying process, our dedicated administrative team works in concert with our Marketing Experts and Buyer Specialists to ensure that from start to finish you will enjoy the experience while being fully communicated with and professionally serviced along the way.
Buying and selling a home is one of the biggest events of your life. Make it a great and stress-free experience by working with the very best in real estate. Call Team Elite Today at 630-418-1800!
Team Elite- Julia Corkey & Vickie Schoenfeld
 Here are just some of the area's we service:
Naperville, Illinois
Plainfield, Illinois
Lisle, Illinois
Aurora, Illinois
Boilingbrook, Illinois
Oswego, Illinois
Downers Grove, Illinois
Wheaton, Illinois
Darien, Illinois
Woodridge, Illinois
Romeoville, Illinois
Oak Brook, Illinois
Winfield, Illinois
Financing Your Home >ARMs
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
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| Q |
What are the financial benefits of having a home near a body of water?
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| A |
The mere presence of water within 300 feet increases a home's value by 22 percent. |
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NUMBER1EXPERT®
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